About Smartcover​

Tell Us What You Need, We’ve Got You Covered!

Smartcover Finance are completely New Zealand owned and have been operating since 2008. Our dedicated loan team in our Auckland office handle all applications and inquiries. Even with a busy office, our aim is to process your application in as little as 60 minutes. Our lending decisions are based on your current situation – not just your credit history. We do not discriminate against beneficiaries. Using the information you provide in your finance application, we are able to ascertain your needs. This allows us to give you the most flexible finance option that best suits you and your lifestyle.  We offer both interest free* and low interest on loans from $500 to $15,000. Once you loan is approved, your repayments are customised by our lending team to suit your income and budget.

Need financial assistance? Apply today

At Smartcover Finance, we understand how stress if can be if you don’t have the funds to cover unexpected expenses. That’s why we provide easy, affordable financial assistance to cover any unexpected bill so you can keep focused on the things that really matter to you.

Read more about how it works for a loan from Smartcover Finance, or apply now for fast approval.

Office Hours

Monday-Friday 8am – 5pm
Saturday 9am – 1pm