About Smartcover​

Tell Us What You Need, We’ve Got You Covered!

Smartcover Finance are completely New Zealand owned and have been operating since 2008. Our dedicated loan team in our Auckland office handle all applications and inquiries. Even with a busy office, our aim is to process your application in as little as 60 minutes. Our lending decisions are based on your current situation – not just your credit history. We do not discriminate against beneficiaries. Using the information you provide in your finance application, we are able to ascertain your needs. This allows us to give you the most flexible finance option that best suits you and your lifestyle.  We offer both interest free* and low interest on loans from $500 to $15,000. Once you loan is approved, your repayments are customised by our lending team to suit your income and budget.

Need financial assistance? Apply today

At Smartcover Finance, we understand how stress if can be if you don’t have the funds to cover unexpected expenses. That’s why we provide easy, affordable financial assistance to cover any unexpected bill so you can keep focused on the things that really matter to you.

Read more about how it works for a loan from Smartcover Finance, or apply now for fast approval.

Christmas Holidays Hours 2021-2022

The Team at Smartcover wants to wish you all a very Merry Christmas  and Happy New Year
Our office hours are as below 
22nd Dec – 8am to 3pm
23rd Dec – Closed
24th Dec – Closed
25th Dec – Closed – Christmas Day 
26th Dec – Closed – Boxing Day
27th Dec – 10am to 3pm 
28th Dec – 10am to 3pm
29th Dec – 10am to 3pm 
30th Dec – Closed
31st Dec – Closed 
1st Jan – Closed – New Year’s Day
2nd Jan Closed – Stat holiday
3rd Jan – 10am to 3pm
4th Jan – 10am to 3pm
5th Jan – 10am to 3pm
8th Jan – Back to normal hours 8am to 5pm