Smartcover Finance

Partnering With Businesses Nationwide

Smartcover Finance works with businesses across New Zealand to provide customers with a simple, flexible way to pay for essential services and purchases. Whether you’re in Vetcare, Automotive Repairs, Healthcare, or another sector, we help your customers say “yes” sooner — while ensuring you get paid on time.

Simple and flexible
Completely free to join

And the best part? It’s completely free to join.

Call Us Today:
0508 738 765

Register Your Business Today

Fast, free, and ready to help your customers say yes sooner.

Why Become a Smartcover Partner?

Partnering with Smartcover Finance gives your business a powerful advantage:

How It Works

smartcover loans

Register Your Business

Complete our quick Business Partner Registration Form online.

Offer Finance Instantly

Your customers can apply in-store, on their phone, or online.

Get Paid, Fast

Once approved, funds are paid directly to your business so you can complete the work.

Grow with Confidence

With finance on offer, more customers can commit to your services.

Become a Smartcover Partner Today.

It’s free, fast, and the easiest way to grow your business.

Marketing Support for Your Business​

When you join Smartcover Finance, we don’t just provide finance — we help you grow.

Everything is designed to make it easy for you to tell customers: “Yes, we offer finance.”

Industries We Serve​

We specialise in niche industries where access to finance makes a real difference:

🐾 Vetcare  Give pet owners peace of mind with finance for urgent treatments and procedures.
🚗 Automotive Repairs  Help customers manage costs for servicing, WOFs, and unexpected repairs.
🏥 Healthcare  Provide patients with access to essential procedures and treatments.
⚙️ Other Services  From dental to optical and beyond, Smartcover adapts to your industry needs.

What Our Partners Say​

“Partnering with Smartcover Finance has been a game-changer. Customers are more likely to commit, and we’ve stopped losing work due to affordability concerns.”

“Being able to say yes to pet owners when treatment is urgent has built huge loyalty for our clinic.”

Frequently Asked Questions​

No — becoming a Smartcover Partner is completely free.
Funds are released directly to your business once the customer’s finance is approved.

Customers apply directly to us via mobile, tablet, or computer. It’s quick, easy, and requires no extra admin from your team.

We specialise in Vetcare, Automotive, and Healthcare, but we’re open to working with a wide range of industries across New Zealand.

Don’t Miss Sales Opportunities

Every day, businesses lose sales because customers can’t pay upfront. With Smartcover Finance, you can provide an ethical, flexible solution — ensuring customers can say yes today, and you don’t miss out tomorrow.

Contact us